Are Med Spas Overpaying for Credit Card Processing?

Many med spa owners assume their credit card processing fees are standard—but in reality, a large percentage are overpaying without realizing it.

Because processing statements are often complex and difficult to understand, hidden costs can go unnoticed for years.

Here are the most common indicators:

• Your total fees exceed 3% 
• You don’t fully understand your statement 
• You’re paying multiple monthly or “miscellaneous” fees 
• Your pricing model isn’t clearly explained 
• You haven’t reviewed your rates in over a year 

Most med spas overpay due to:

• Bundled or tiered pricing models 
• Hidden markups from processors 
• Outdated agreements 
• Lack of regular review 

Even a small difference can add up quickly:

👉 A med spa processing $60,000/month
👉 Overpaying by 1%
👉 Equals $7,200 per year

The first step is simply understanding what you’re currently paying.

A quick review can often identify savings opportunities immediately.

Check If You're Overpaying
👉 Get your free med spa fee review

How do I know my actual rate?
Your effective rate can be calculated from your monthly statement.

Is overpaying common?
Yes—many med spas are paying more than necessary.

 Learn more in our Med Spa Fee Insights and FAQ 

Med Spa Fee Review is a service provided by Bushman Financial Services, an Independent Payment Consultant and ISO of North American Bancard.