Do Med Spas Pay Higher Credit Card Fees Than Other Businesse
Do Med Spas Pay Higher Credit Card Fees Than Other Businesses?
Many med spa owners are surprised to learn that they often pay higher credit card processing fees than other types of businesses.
The reason isn’t always obvious—but it usually comes down to pricing structure, transaction size, and processor setup.
Why Med Spas Often Pay More
Several factors can increase processing costs for med spas:
- Higher average ticket sizes
- Rewards credit cards
- Flat-rate pricing models
- Online or keyed transactions
Most med spas end up paying between 2.5%–3% in total processing fees, while some pay even more.
The Biggest Issue Isn’t Just the Rate
The real issue is often:
👉 how the account is structured
Many clinics stay on flat-rate platforms like Square or Stripe long after they’ve outgrown them.
👉 Learn more here:
Square vs Merchant Account for Med Spas
Stripe vs Merchant Account for Med Spas
Hidden Fees Add Up Quickly
Many med spas also pay:
- PCI fees
- statement fees
- processor markups
👉 Learn more here:
Hidden Credit Card Fees in Med Spas
How Med Spas Reduce Costs
Many clinics lower fees by:
- changing pricing models
- optimizing setup
- reviewing monthly statements
👉 Use our calculator here:
Med Spa Fee Calculator
“If your med spa processes over $20K/month, even small fee differences can cost thousands per year.”
About the Author
Rick Bushman is a business advisor and payment-processing consultant specializing in helping med spas and aesthetic practices reduce payment processing costs, improve operational efficiency, and evaluate merchant services solutions.